Flooding During a Hurricane

flood

It is hurricane season and while not entirely common for Long Island. However, because we live on an island storms that bring heavy winds and rains brings serious risk of flooding. While we can’t control the weather, there are things we can do to mitigate the damage caused by storms and flooding.

BEFORE THE STORM

-Check your storm and flood insurance policy. While you might be covered under homeowner’s insurance for a tree falling on your roof, most homeowners’ insurance policies don’t cover floods. Check your flood risk and make sure your policy is up to date. Take pictures of your home and take an inventory of your household items for insurance.

-Board up windows to prevent glass from breaking.

-Make sure your sump pump is installed properly and is in good working order. Sump pumps help pump water out of your basement in case of flooding.

-Unplug electronics and make sure valuables are kept in a safe, dry place. Important documents can be kept in the dishwasher, which is watertight. Just remember to take them out before you use it!

– Make an emergency survival kit. You don’t have to prepare for the end of days, but you should have enough tools and supplies to survive without electricity or utilities for up to two weeks. This site has a great checklist of things you may need.

AFTER THE STORM

-Don’t enter your home until it is deemed safe to do so.

-Call your insurance company.

-If you have water damage call Moldbusters. The sooner you start drying out after a flood the better. Mold can start growing after 24 hours, so most likely you will need to do flood and mold remediation if you were forced to evacuate.

While a flood can be devastating, it is possible to rebuild a house and replace things. The most important thing to remember about a major storm is things can be replaced, but you can’t replace people. Despite the instinct to stay and protect your home, keep out of damaged buildings and heed any evacuation warnings.